Business Mobile Banking

Business On-the-Go

Business Mobile Banking your mobile cash management solution!

Business doesn’t stop just because you’re away from the office, and some of those important financial decisions simply won’t wait until you get back. Whether it's making a transfer, making a bill payment or stopping a fraudulent transaction, Business Mobile Banking allows you to manage your business finances from almost anywhere your business takes you.

The right features to get the job done!

• View account balances
• Review transaction history
• View check images
• Transfer money
• Real-time alerts
• Multi-factor authentication and secure login
• Supports built-in smartphone identity technologies such as fingerprint and facial recognition
• Mobile Check Deposit

Cash Management at your fingertips!

The complete picture.

All your accounts are visible with a simple tap, giving you the complete financial picture. Authorized users can check balances, review recent transactions and view check images with just a few taps. Having up-to-the minute information is a critical part of every cash management workflow.

Stay focused on the important items

With real-time alerts, you will know when important transactions post to your account or when items need your attention. Set up and manage your alerts with a few taps of your finger.

Alerts make Business Mobile Banking an essential tool for fraud prevention. You’ll be in-the-know and have the ability to take action should a problem arise.

Avoid the "Past Due"

Due date for a bill sneaking up on you? Conveniently issue payments to the billers that you have already set up in Business Online Banking Bill Pay. Or, quickly look through your payment history to see if the office has already taken care of it for you.

Security you know and trust

Business Mobile Banking uses the same safe authentication process you already use for Business Online Banking. Use your same password and access ID to log in or use your smartphone’s built-in security features such as fingerprint or facial recognition.

If you use tokens to log in or to authorize transactions, then you’ll use your token the same way with Business Mobile Banking. The result is multiple layers of authentication to protect your business information.

Requirements:

• Have a business account, loan, or line of credit with Union State Bank.
• Be enrolled for Business Online Banking.
• Business Mobile Banking users will have the same access as they do within Business Online Banking.
• Have an Internet-enabled Apple^® or Android^® mobile phone. Message and data rates from your carrier may apply.

Mobile Check Deposit

Deposit a check anywhere, anytime with your mobile device!

If you have Business Mobile Banking and would like Mobile Check Deposit please contact a Union State Bank Representative to enroll.

Log into Mobile Banking.

1. Select Deposit
2. Click Deposit a check
3. Select the account you would like to deposit funds too along with the amount
4. Take a photo of the front and back of the check when prompted. (Make sure to endorse the check “For Mobile Deposit at Union State Bank Only”)
5. Verify that everything on the screen is correct and then confirm

Deposit Limits do apply:

• Per Check Deposit Limit: $25000
• Daily Deposit Limit: $25000

Checks deposited by 5:00 pm CST will be processed on the same day. Deposits received after 5:00 pm CST or on Saturday, Sunday or bank holidays will be processed on the next business day. Your funds will usually be available no more than two business days after deposit.