Agriculture Loans

Union State Bank understands your ag-related business:

Union State Bank has a variety of agricultural loan products designed to help you with your farm real estate financing whether you are purchasing a farm or additional land, need financing for a building project or looking to refinance an existing agricultural mortgage loan. Regardless of your need, we have the product and expertise to help you.

• Funding to help with operating expenses, equipment and cattle purchases
• Real estate financing available
• Agriculture Real Estate
• Personal Property
• FSA Guaranteed Loans
• Long Term Fixed Rates Available

Agriculture Real Estate Loans

We offer a complete real estate loan menu, which allows you to consider the length of the term of your loan, depending upon your individual situation and needs. We will carefully work with you to fit your individual needs.

Personal Property

Do you have equity in equipment or a deposit account that you would be willing to borrow against?

Lines of Credit

A line of credit’s primary purpose is to help finance ongoing operating expenses and provide a cash cushion when your farm needs it. Lines of credit are often referred to as “revolving,” which means you can tap into them again and again. Our revolving line of credit is designed to help make sure that your farming operation runs smoothly.

FSA Guaranteed Loans with Long Term Fixed Rates Available

Union State Bank offers operating and real estate farm loans guaranteed by Farm Service Agency. Are you looking at developing farmland, purchasing livestock, construct or repair buildings or to refinance debt? We can help.

Participated Farmer Mac Guaranteed Loans

We can offer competitive interest rates and flexible loan terms out to 30 years on your first mortgage farm real estate loan.