Savings, Money Market & Club Accounts
Union State Bank has a savings plan for all ages and needs.Statement Savings
A convenient, flexible and easy-to-use account.- Minimum $25 opening deposit
- Earn interest with as little as $10 in your account. Interest compounded and credited quarterly. Interest rate and annual percentage yield may change at the bank’s discretion.
- You’ll receive a quarterly statement report of all your activity.
- Pre-authorized transfers including Internet Banking transfers or withdrawals are limited to six per month. Unlimited transfers and withdrawals are allowed if made through mail, ATM or in person.
- Use your savings with an ATM card for added convenience.
Money Market Account
Keep your “rainy day” funds available while being paid a higher rate of interest.- Maintain a $2,500 balance to obtain the higher interest rate
- A maintenance fee will apply if the daily balance falls below $2,500
- No limit on withdrawals made in person
- Check images are returned with your monthly statement
- Variable interest earned and credited monthly. Interest rate and annual percentage yield may change at the bank’s discretion.
- Pre-authorized transfers and withdrawals are limited to six per month. Unlimited transfers and withdrawals through mail, ATM or in person. Internet transfers and telephone transfers are part of the six per month.
Christmas Club Savings
Build up a “little extra” for the holidays.- Minimum $20 opening deposit
- We will mail you a check in October, including interest, for the entire account balance – just in time for the holidays.
- Make additional deposits in person or online.
- Make periodic transfers for a designated amount from one of your other Union State Bank accounts or another financial institution.
- Interest rate and annual percentage yield may change periodically at the bank’s discretion.
Just U.S. Kids Club Savings
Offered for children through 12th grade to learn the principles of saving.- Premium’s awarded for reaching a money goal of $250
- Interest rate and annual percentage yield may change periodically at the bank’s discretion.
- Kids receive a fun and informational quarterly newsletter with their account statement.
Get Out & Go Travel Club
Fun and adventure club travels to local and regional destinations, dinner theaters, performances, and a monthly Breakfast Club. Open to customers and friends of all ages.Membership Requirements
- $1,500 in checking or savings account ... or
- $15,000 in Certificates of Deposit, Individual Retirement Accounts or a combination of both