Personal Banking

Union State Bank offers you nearly all the products and services one could want from a financial institution. Just click below on what interests you.

Checking, Automatic Transfers, Direct Deposit
Savings, Money Market & Club Accounts
CD’s, IRA’s, HSA’s, CDAR’s
Debit & ATM Cards

Checking

Choose what suits your individual needs.

Easy Checking

Perfect for the budget-minded individual.

$20 opening deposit
No minimum balance requirements
No monthly service charge or maintenance fee
ATM or Debit Card available
Accepts Direct Deposit and automatic deductions

Now Checking

Want to maintain a higher balance and earn interest?

$500 opening deposit
Variable interest earned and credited monthly. Interest rate and annual percentage yield changes at the bank’s discretion.
Maintenance fee will apply if daily balance falls below $500
Check images are returned with monthly statement
ATM or Debit Card available
Accepts Direct Deposit and automatic deductions

Automatic Transfers

Overdrawn? We offer three great options.

Personal Line of Credit – Once you have applied and been approved for a personal line of credit linked to your checking account, automatic advances are made for overdrawn amounts up to your bank-approved line of credit
Automatic Transfer from another deposit account with Union State Bank – Transfers can be made automatically providing there are sufficient funds in a linked account.

Direct Deposit

It’s easy to have your paycheck and other important checks directly deposited into your Union State Bank account. We handle all the details and it doesn’t cost you a cent! Best of all, Direct deposit means you never have to worry about having prompt access to the money you need because it’s there automatically. Mail delays are eliminated, so your check is never late.